It's possible. Your best bet is is to discuss with a mortgage broker.


I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
513-536-7184
877-238-6324 FAX
MSmith@PrecisionFundingUSA.com
http://www.PrecisionFundingUSA.com

Hi Vicky,

As a local REALTOR, I can help you with some local advice. Alot depends on you scores and your history.

I like the advice that Dunes gave you.... good info.

On the local scene, let me know if you would like to talk to some local lenders who know this market.

After that, be sure to find a local REALTOR who can represent you and ensure that your interests are protected.

Steve

Vicky, If you do not know what you credit report looks like for sre then you might want to review this site...
https://www.annualcreditreport.com/cra/index.jsp
You could also like to use this Gov. site to review current housing loan programs. You can answer a few questions to see what you might be eligible for...http://www.govloans.gov/govloans_en.portal?_nfpb=true&_p…

You might want to make use of the free home buyers counseling and advice from the Gov....
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
Check out the local Gov approved homebuyer courses where you can learn about local programs/make contacts.....http://www.hud.gov/buying/localbuying.cfm
Read the Hud info on homebuying process...http://www.hud.gov/buying/index.cfm
Check out the FHA site/lots of info....http://portal.hud.gov/portal/page?_pageid=73,1&_dad=port…
Look at the Gov properties for sale......http://www.homesales.gov/homesales/mainAction.do

Hope this helps a bit, Dunes

Your financial records, credit scores, debt ratio need to be reviewed by a loan officer. It depends if you can pay mortgage on monthly loan amount those figures are based on sales price of home. All sales offer must have attached lender approval letter.

If I can assist I am a Texas loan officer and realtor
CONTACT OUR OFFICE TODAY
972-699-9111
Lynn A. Crosby ~ National Featured Realtor
"...Specializing in Residential, Commercial Properties and Loans..."
Dallas Realtor -
The Michael Group "Dallas Business Journal 08' list top realtors"
Dallas Loan Officer - Homewise Lending
Dallas Real Estate Office: (972) 699-9111
Dallas Real Estate Website: http://www.lynn911.com 60,000 listings Dallas homes for sale

Do you know anything about your credit scores? You statement about your credit is vague.
Have you ever paid anything on time? Or do you have a balance of good accounts and bad accounts?