To be very straiight forward, Probably not going to be able to get approved at this time.
Please feel free to call my Mortgage Specialist, Edward Dubinsky at 215-808-5353 or e-mail him at email@example.com. After a brief discussion, He will tell you if he can get you approved. If not, he will give you guidance on a Plan of Action to build and/or repair your credit so that he can get you approved in 6-12 months.
Remember, nothing is easy. You may not always hear the answer you wanted. But it is the truthful answer. It is well worth the time and effort to develop a serious plan to get you into the postion to get pre-approved for a mortgage. Without that, you will not be able to ever buy real estate other than all cash transactions.
Good Luck in your mortgage pre-approval process. Once you have worked with Ed or another mortgage specialist, if you so choose, to help get you in shape to purchase, please feel free to contact me.
I am a Certified Negotiation Expert & Realtor who can help you find your next hoe and negotiate a great deal for you. Looking forward to speaking with you and hearing good news soon.
All the best,
Larry Lichtman, CNE
REALTOR, Property Manager
Your Real Estate Resource For Life
Cell/Text: (267) 254-7994
Real Estate Sales, Management & Insurance
1611 Snyder Avenue
Philadelphia, PA 19145
Office: (215) 271-7070
There are multiple factors that go into qualifying for a mortgage. You can you your wife's credit to obtain the loan however she will need to speak with a mortgage specialist who can determine based on her report if she would qualify at this time or if there are a few things that she needs to do in order to qualify shortly. If you are interested in speaking further about this please call me!
Danielle R Gurst
Remax Affiliates NE
267 423 2623
I would suggest that you speak with a Mortgage Banker ASAP who can give you all of the details.
Carol Cei, Realtor, ePRO
ReMax Hall of Fame
ReMax Platinum Club
Five Star Professional
ReMax Action Realty
We have Managers in finance that has been in the Business for over 20 years and they are on top of the latest changes + options for your kind of Financing.
Can you call me for a confidential talk?
All the Best John + Sheri Curci RE/MAX 215-757-2889