If you would like, I can refer you to mortgage brokers who may be able to give you additional options you could pursue.
Please let me know if I can help you further.
In fact, you are the type of consumer who should rent, and work on their credit score. Once your credit score improves, then you should try this again.
Do yourself and the rest of us a favor, and continue renting.
Sr. Mortgage Consultant
Sr. Loan Originator
36-42 Newark St. Suite 201
The Clam Broth Building
Hoboken, NJ 07030
The Hassle Free Mortgage!