There are many lease to own properties in the Mill Creek/Everett area. Even if they don't state that in the listing, a competent Realtor can offer that possibility to the seller. You and your Realtor should look at some properties. They will be able to guide you to which properties would be the best options for your needs.

Townhome available immediately in Mill Creek community. 3 bdrm, 2.5 baths 2100 sf/granite countertop kitchen, S/s appliances/ wsher/dryer/ 2 car garage.

Have you given any thought to buying a home now rather than rent to own. There are some great deals out there and despite what the media says there is financing available even if you have no down payment.