I have a friend in California under a similar situation. Your best be it to keep saving your money, clean up your credit, and let the foreclosure season to just past two years.
You can Google hard money lenders but remember the rates you will pay will be very high!
It is difficult to find a hard money lender that will finance your purchase owner occupied. Cook County has Anti-Predatory Lending laws in place to protect homeowners. If you were purchasing a non-owner occupant/investor property, your options would be greater.