Joan from Key Propertied 856-520-1614
The standard answer you have seen below is 3.50%, (not 3%) with an FHA loan, there are also 3% options with a conventional loan.
I have 15+ years in the mortgage business and specialize working with first time home buyers
I would be happy to speak to you and offer you a free consultation and provide you and your s/o with a road map to purchase.
My contact information is below, good luck and please do net hesitate to contact me directly.
Mortgage Loan Originator
Annie Mac Home Mortgage
700 East Gate Drive, Suite 400
Mt Laurel, NJ 08054
The Rifkin Team
Keller Williams Realty
I've dealt with Allyson for 15 years. Oh, and you should pretty much ignore anyone that says you can get an FHA loan with 3% down. That hasn't been the case for quite some time.)
Aurora Financial Group
Oh, and you may want to talk with an attorney about how to hold title if you are unmarried and purchasing with someone else. Discuss things like: If you die, do you want your S/O to get your half - or should someone else get it? If you need an agent that will more than scratch the surface in representing your interest - call me. Good Luck.