Home Buying in Oakdale>Question Details

Anna, Home Buyer in 95361

does anyone know if there are any lenders that assist people with low credit scores on home purchases?

Asked by Anna, 95361 Tue May 4, 2010

Help the community by answering this question:


Hi Anna,
Depends on the score, but I can work with scores as low as 580 if you qualify in other aspects. (income, assets, etc.)

I am available to help you at your convenience if you wish.

I also offer credit score improvement programs for free while we work on your mortgage.

If you like my answer above, consider clicking on a “Thumbs Up” or “Best Answer”


Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

Direct: 240-752-7549 Cell: 301-651-7822
Email: robertlh66@verizon.net
NMLS# 695929

Rate quote or live chat with me at the link below:

0 votes Thank Flag Link Fri Feb 28, 2014
Yes, please contact Jim Kupper, MegaStar Financial in Oakdale, 209*604-3291.
0 votes Thank Flag Link Fri Feb 28, 2014
Hi Anna,

How is the credit these days? Time cures all and we're curiouse if you got approved.


Rocky G.H. Hawrysz
Prudential California Realty
P:(209) 444-6610
Lic: 01468373
0 votes Thank Flag Link Tue Sep 28, 2010
I offer FHA 96.5% loans down to a 580 FICO score.
0 votes Thank Flag Link Tue May 4, 2010
Just how low is your score--if you haven't done so yet-- visit with any qualified loan officer(s) first, see exactly what your budget can handle and have your credit score checked--their scoring is different--Currently FHA loans do require a minimum score of 620 and 3.5% down--there may be lenders willing to work with a lesser score, however the interest rate may be higher. Your loan officer may suggest ways to improve your credit in the fastest time if needed. In the meantime, work on repairing your credit--keep credit cards below 50%, pay all bills on time, pay off old debt, pay down debt, dispute old negatives.
0 votes Thank Flag Link Tue May 4, 2010
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