Home Buying in Pittsburgh>Question Details

andrea9653, Home Buyer in

does anyone have advice on buying a lot and building on it. Completely new to this and don't know where to start. In the North Allegheny/North Hills

Asked by andrea9653, Fri Mar 28, 2014

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When you decide to build a new home, it helps to understand that there are a few very different paths that you can take to reach that goal. First you need to decide if you will be building on a stand alone lot, or in a community. Building on a stand alone lot will involve purchasing the lot, usually with cash as it can be difficult to get a loan for vacant land. Then, after you own the lot, you can use the lot as a downpayment on the construction loan for the new build. There are many difficulties and hidden expenses when taking this path but none that can't be overcome. Some of the considerations with building on your own lot include the terrain, subsurface conditions, tree removal, grading, access to utilities, utility tap ins, permits, zoning, and finding a builder that builds on stand alone lots. These issues may be worth your effort and expense if you are looking for a new home to be built in a secluded, private area with lots of trees or with acreage.

Another path and a much easier path is to research and choose a new home community that is right for you. New Home Communities typically have homes built by just one particular new home builder but sometimes you will find communities that have two builders that will build in the same new home community. Each builder and community will offer different home styles, price ranges, building quality, size of lots, and new home options that are available for you to choose from. Each builder will tell you the benefits of their homes and communities when you call or visit. http://www.55properties.com is designed to help you sift through the many different builders and communities prior to visiting the few that actually meet your criteria. You will see that you can find what school districts each community is served by, the location of each community, the type of homes built in the community, and the starting price that you can build a home for in the community. When building in a new home community, the builder and developer work together to handle all of the lot site work, zoning, permits, utilities, etc. making this a much easier path to your new home.
0 votes Thank Flag Link Fri Apr 11, 2014
First go to the zoning dept. in the community where the lot is before you purchase it. Find out if the lot is buildable, you have to meet certain set-backs. Stop and talk to the Building Inspection department also and ask if there is any certain requirements that you should be aware of before you spend any money. I was a Senior Building Inspector for the City of Pittsburgh for 26 years I seen a lot of people buy property only to find out they couldn't do what they wanted. The officials can't recommend a contractor to you but you can ask them if they ever had permits from a certain company or if they have had bad experiences with them. Make sure you do your homework before you spend. Good luck.
0 votes Thank Flag Link Fri Mar 28, 2014
I am a Realtor and would love to help you. 1st you would need to get your financing set up as most builders want you to be pre-approved before you buy. 2nd you would need to find a Realtor to find you land for sale in the area(s) you want, and then 3rd you would have to look and them, gather more info about what can and can not be built there, and then pick a builder. That builder can help you realize what is possible, how they can make the best use of the land with your home, and then give you an estimate of how much it will cost. Letting them know what your price range is helps too.

If you want a new home but need to move quick there are several new home plans in the North Hills that have listings available.
0 votes Thank Flag Link Fri Mar 28, 2014
I am a Realtor. You can email me directly at sang.sok@bhghome.com. We have purchased a lot, and got an approved plan to build. We have also build from ground up and sold it for one million seven plus in Berkeley...
0 votes Thank Flag Link Fri Mar 28, 2014
First...Where do you want to live? Then find an agent in that area who know new construction and get close and personal with them for advice. They know the area and rules.
Next...What do you want to build? There are many builders in all areas with different prices. Talk to you agent and find a builder.
Next...Get you financing in order and plans for you home.
Good luck and if you need an agent in the Moon Area or Beaver County, please call me. 412-298-2940.
0 votes Thank Flag Link Fri Mar 28, 2014
You want to also look at Construction Financing. At Citizens Bank we have a great new construction program . Give me a call at 412-398-5757 and we can discuss the details
0 votes Thank Flag Link Fri Mar 28, 2014
Thanks for posting your question on Trulia.com!

1st is you need to find a buyer's agent to work for you. We can help you find a lot on the MLS & tap into our resources in the new construction biz.

I am currently working with buyers doing this in Fox Chapel.

If you would be interested in working together, feel free to reach out to me.
0 votes Thank Flag Link Fri Mar 28, 2014
First would you be paying cash or financing? If financing the building of a home, seek a lender who will do what is called a construction/perminent type loan. This will be part of the purchase of the homesite you contract. When evaluating the homesite, have a good realtor and /or builder whom you will be dealing with evaluate it with you. If the property is in an approved subdivision it will have less obsticals.
The obsticals are diferent from region to region on what is called unimproved land.
Good Luck.
0 votes Thank Flag Link Fri Mar 28, 2014
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