The USDA RD program also offers options to roll in closing costs and rehab - but depending on who you go through, you may have to put up 50% of the renovations into escrow. Check with your mortgage lender for the details.
Yes, there are loans that can assist for any improvements you may need. We take the future value of the home after the completions would be done, so that you're able to finance in those improvements. If I can assist at all please let me know. I can do a no cost/ no obligation application to let you know exactly how things look. You can contact me by phone or email and all my contact info is on my site: http://www.LendWithScott.com
Licensed Mortgage Planner