Yes! Veterans are great loans with helpful benefits, but they are exclusive to veterans as a thank to their service. You either have to be a veteran or a spouse of a veteran in order to obtain a VA loan. If you or your spouse are not veterans, then you should consider other options such as FHA. FHA also has competitive rates and a down payment of only 3.5%. So the best thing for you to do is to speak with a knowledgeable lender like myself to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!