Please feel free to contact me if you would like me to pre-qualify you for a home purchase. (no cost, no obligation)
Executive Mortgage Banker
You do not have to be married to buy a house. The best way to begin would be to speak with a mortgage lender and ask them to prequalify you for a loan. They can tell you within minutes of checking your work history, income, assets and credit score if you are in a position to buy a home yet. If it turns out that you are not they will be happy to tell you what you need to do to get ready. Typically they check your income for the past 2 years, you will need money for a down payment and closing costs, and have a low debt ratio
Debts would include items like credit cards, student loans, car payments.Most lenders look for a credit score above 640.