There are many nice homes for still $400,000. You can search for homes with pictures on my site. I have a spatial match on the front page that lets you circle areas, choose by lifestyle desires, etc.
Taxes vary here based on location. Anywhere from 2 to 3% of what the county appraises your property for. There are exemptions to reduce taxes, such as homestead, seniors, disabled, etc. In the end, it will vary greatly based on location and owner. Keep in mine we have no income taxes here.
Homeowners can be high. This varies based on your credit and insurance history. I've found online insurance providers who are very competitive. The hail damage from storms can be covered by your home insurance deductible under many occasions. This minimizes your costs to get a new roof. I have lived here since 2005 and haven't had to pay for a roof yet.... so have to take with a grain of salt.
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Once you've flipped through there and you feel you have a decent grasp on the situation here, feel free to reach out to me with any specific questions. You will definitely want to take into account the lifestyle you are going to want to live because it can be dramatically impacted by the traffic here. Generally speaking though, it is definitely possible to get what you are looking for in that price range. Taxes are 2-3% and I wouldn't pay attention to the roof replacement rumors you've been hearing.
The traffic in some areas is trying, I-35, but in general I don't think it's worse that any other metro. I'm from Portland, OR and it's no worse than there.
Sometimes roofs need repaired but I've been here 7 years and never had even damage.
Again, tax rates vary from 2% to 3+%, depends on the area but no state income tax. Steiner Ranch's tax rate is around 2.8%. Let me know if I can be of assistance!
Bart Gabe - Lending Nationwide Since 1987
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