Sr. Mortgage Banker
NMLS # 659743
My suggestions is wait and get your financial house in order first. Raising your credit score 20- 100 points can sometimes be done relatively quickly and easily. Working with a good mortgage officer you should be able to accomplish this in 6 t0 12 months.
I do say this as a generalization because eery situation is different and needs to be evaluated by a mortgage broker.
Jull from http://sterlingstore.co.uk/
972-231-0452 ext 109 http://www.whitejacobs.com
There may be a way but you also may wish to inquire about a program to help repair your credit. Lower credit scores tend to have mortgage products that charge higher interest rates. Sometimes it is something simple and easy to repair your credit. Have you met with a mortgage professional that can help you with this process ?
This is the solution for any individual looking to improve their credit score to get approved on a mortgage or a loan. They have over a 95% success rate with their clientele and are there to serve the customer. Give them a call at 682-200-8800 or visit their site at http://www.creditmend247.com
Most programs are looking for a minimum of a 620 to 640 credit score.
The good news is it sometimes does not take much to raise your credit score by 20 points!
Email me and I will send you the name of a person you can speak with over the phone --- noobligation.
Thank you and good luck.