Home Buying in Westford>Question Details

Jack, Home Buyer in Chelmsford, MA

cost of home insurance

Asked by Jack, Chelmsford, MA Tue Mar 5, 2013

Help the community by answering this question:


It really depends. The price and location of the house greatly effect rates. You can also choose different amounts of coverage. Obviously, the more you pay for the more you get. http://www.gaylerinsuranceagency.net/services
0 votes Thank Flag Link Fri Dec 12, 2014
The cost of homeowner's insurance will vary greatly. Obviously, the biggest factor is your home's value. Location, age, credit score, marital status, etc. will also make a difference. The only way to get an accurate quote is to call an agent. I would suggest getting multiple estimates.

0 votes Thank Flag Link Mon Dec 8, 2014
It really depends on the factors behind it. They'll evaluate your credit, crime rate near your house, and your history with insurance among other things. Once everything is considered they'll have a variety of coverages for different prices. Your best bet to get the best price possible is to know exactly what you want your insurance policy to be. With that information get as many quotes as you can and pick a trustworthy company offering you something that you're willing to pay.
0 votes Thank Flag Link Thu Nov 20, 2014
Home insurance< is on of those things that just brings peace of mind. Its just smart to be prepared. You never know when it may come in handy. I'd rather have it and not have to use it then have a disaster happen and not be able to cope.

0 votes Thank Flag Link Thu Oct 16, 2014
Most banks will require home insurance coverage for a mortgage. I don't know any homeowners that don't have a plan. A home is to big of an investment to leave unprotected. The cost of coverage will depend on a number of factors including the location, size, and age of the home.

Flag Fri Oct 17, 2014
The answer to that question has a lot of variables that you would need to "plug in" to get accurate information. How big is the home? What area are you living in? How much coverage are you looking to get? Those are just a few of the questions you will need to answer. Talk to a company and get some starting numbers.
Michael Foster http://www.axisinsuranceutah.com/home/
0 votes Thank Flag Link Wed Aug 27, 2014
There is really only one thing to do here...research. Take a couple hours on a Saturday, and call around to the various insurance companies. The internet-based companies like GEICO and Progressive tend to be the cheapest, but they can sometimes fall short in service. Also, generally you'll receive a discount for having all of your insurances in one place, so make sure you check with your auto and/or life insurance carrier to see if they offer multi-policy discounts. I get 20% off all 3 of my insurances for bundling them together.
0 votes Thank Flag Link Fri Aug 1, 2014
Well, I am good at research, so I am going to go with your suggestion. I like the idea of being able to compare all of the available options. This is a major expense, and I don't want it to be more than it has to.

Flag Sat Sep 20, 2014
Cost varies quite dramatically depending on many factors. Is home in a high fire hazard area? Hi crime area? Flood zone? The list goes on and on. Your best bet is to call at least three different insurance agencies.You will get three different priced quotes. It will be your job to try and compare "apples to apples" with the different policies. Your first step is contacting an insurance agent.
0 votes Thank Flag Link Tue Mar 5, 2013
It really depends. What type of home do you have, what is the sq footage, coverage.......... best is to call a few companies to get a few estimates.
Web Reference: http://wenrealty.com
0 votes Thank Flag Link Tue Mar 5, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer