You can't use the first time how buyer credit towards your down payment. You have to file for it after you close.
The Carrabba Group
Keller Williams Hollywood Hills
Please remember that property must be in escrow by April and close June to be eligible for first time buyer credit. Depending where you want to buy, there are other loan programs, such as the USDA. Littlerock, Lake Los Angeles, Rosamond, Mojave, California City, Acton, etc. which are in rural areas and might be covered by this loan program. Please contact your lender and find out about the program. It doesn't cover closing costs, but you can ask for closing costs to be paid.
Century 21 Doug Anderson