The one question I would ask you...and one I ask all my clients. Do you think you financially are ready to own a home? Not only do you have to make a mortgage payment monthly but you also have to be ready to handle any household repairs which can be rather expensive.
In any case, I wish you the best of luck and hope you are able to achieve your goal of owning a home in the near future.
how low is "low"? Your credit score is not the only factor that determines whether you qualify for a home loan. I am located in Pembroke Pines and could meet with you if you like, to go over the loan approval process with you and answer all your questions.
Please feel free to contact me at your earliest convenience.
Lic. Loan Originator
JoAnn Thaxton, Broker/Realtor
Remax By The Water