if you are wanting to utilize the Tax credits available now, they have been extended and improved through mid next year.
Send me an e-mail reply or call if you like.I will provide you with all the services you will need to find and purchase and close your dream home.
Thanks for the inquiry
Maureen L Toombs, REALTOR
RE/MAXÂ® Realty Group
40-A Grove Street, Pittsford NY 14534
Off 585-389-1031, Cell 585-259-5287
Toll Free 800-333+-8136 x 131
2002 REALTOR-AssociateÂ®, 2006 Fran Henty Award
Women's Council of REALTORSÂ®
Interest rates are amazingly low........
Ask about the $8,000 or $6500 tax credit EXTENDED TO MID 2010
Oh....by the way I am never too busy for your referrals!
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You may already be aware, but the tax credit just got extended until April 30th, 2010! So you just got 5 extra months to take advantage of the credit, although I would not wait! Please let me know if you have any additional questions! Jeannine Whitaker
The honest answer from one who is in the mortgage business, is no it is not likely. It really does not make much difference if you are seeking a conventional or FHA loan, most lenders are taking at least 45 days from start to finish due to a huge influx of people such as yourself trying to get in "under the gun". I could tell you otherwise, but I would be lying. I am however local with offices in Fairport and Canandaigua and would be happy to answer questions you might have on your financing options and the mortgage process. There is talk of extending or expanding the tax credit, but nothing new in stone as of yet. Best of luck!
It is a really ambitious goal to close a home in a month, especially this month. Bankers are extremely busy and bogged down with loans. You're going to need to select a local lender and have your Agent stay on top of it the entire way. If you are going conventional you have a chance ... FHA is going to be impossible because that's one more "set of eyes" that needs to approve and go over the paperwork.
If you aren't able to make it by the deadline ... It's still a great time to buy. Interest rates are low, prices are great, and sellers are anxious! There is still the off chance that the incentive will be extended.
Just as important as the $8,000 is the ability for your agent to negotiate the best price on your purchase. I would recommend that you pick an agent that is skilled at both negotiating as well as pricing properties. You'll quickly negate any "incentives" you get by paying too much! Please don't hesitate to contact me with any other questions you might have.
Working with first-time buyers is one of my specialties, and I would love to help you out if you're interested. As a buyer, my services to you would be absolutely free. It's good to have an agent looking out for your best interests!
Take care, and good luck. Don't hesitate to contact me if I can help in any way!
RE/MAX Realty Group