Check if you qualify for a mortgage. Try http://www.whywaitbuytoday.com
You can buy a home afetr a Chapter 7, once you have 24 monthes or 2 years from the Discharge date. It is very important to get that exact discharge date, since that is the date you calculate from, not the file date. If there was any real estate put in the Chapter then that will increase the time frame, based on when the house went to foreclosure, if that is the case, let me know and we can talk about that time frame.
Do our self a favor and try to re-establish some credit, small things, pre-paid CC or small one here or there, to show that you can maintain new credit in the utmost fashion.
Thank you for the opportunity to answer, if you have any further questions, please do not hesitate to contact me.
Sr. Mortgage Loan Officer
NMLS # 359696
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow HoldBacks!
NMLS ID 263779 | AZ BK 359295
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing