A Seller credit, better known as seller concessions, is a scenario when the seller agrees to pay a certain amount of buyer closing costs. The seller may pay a percentage, such as 3, or 6% of the purchase price, or they may pay a dollar amount, such as $1,000 or $6,000(as allowed or permitted by the buyer lender)
The federal tax credit is the (up to) $8,000 as a Home buyer incentive from the goverment. Most home buyers that haven't owned a home in the last 3 years will qualify for this. In general, this credit is realized as a credit for you when you complete your taxes in the spring of 2010 (for 2009's income)...Nothing to do with Seller Assist at all.
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