IF all parties agree to close early and the lender can get it done, that is certainly acceptable.
If you don't want the seller's agent contacting your lender, then have your agent tell them so in writing. Gotta agree with Debbie that the seller's agent has no business calling your lender.
CA DRE 01775528
Best of Luck,
Harold Sharpe - Broker
So Cal Homes
California Department of Real Estate Broker License # 01312992
In order to close early you and the seller both have to be in agreement.
The seller's agent can not act alone and get the closing date changed.
Sounds like you have nothing to worry about.
Kawain Payne, Realtor
I also attempt to have a very open communication path with both agents throughout the process so everyone is aware of time lines and has up to date status on the finance process.
I suspect that the sellers may have queried their agent about the possiblity of an early closing and the agent (smartly) contacted the lender to determine if there was any possibility prior to broaching the subject with your agent. To be sure, you are in control of this step. No one can move the date without signed agreement by you. Best of luck!!
Whatever is written on contract should be the closing date. Yes, the sellers agent can contact your lender but shouldn't ask to close early.The seller's agent has already accepted your offer with the closing date terms. If youâ€™re having problems, then have your agent contact their broker.
Best to you,
Real Estate Consultant
â€œThe Trustworthy Choice in Real Estateâ€
Pacific Sotheby's International Realty
The lender can state whether or not this is feasible and then duggest the agent discuss it with the buyer's agent.
If they are trying to change it without your permission notify escrow ASAP you do not agree and seek legal council if it goes that far.
Once we are in agreement, we should all be working as a team to reach the goal of closing the transaction, I don't see anything wrong with this, specially when the buyer side gives the seller side the lender info. to confirm you are creditworthy. Dialogue between lenders and realtors should be encouraged to create a smoother transaction.
If you have a 30 day closing and loan docs get there on day 25 it gives everybody extra time to work the paperwork and not have last minute surprises. They can ask to close early all they want, but what is in the fully executed purchase agreement prevails.
Have you removed contingencies? are you a serious buyer or having cold feet?
Hector R. Gastelum
Realty Executives Dillon
I would be surprised if the lender would engage in a conversation with the agent.
The seller's agent can discuss an earlier closing with your agent, who, in turn, would discuss it with you, and speak with your lender.....with your permission.