Get in touch with Dominick Sutera by email dsutera@BankAMC.com or phone (516) 249-4800. He will be able to tell you how to handle this.
Mr. Sutera is one of the educators who trains loan officers....he's my go-to guy and I know he will give you all the right answers.
Consider meeting face-to-face with a Loan Officer and becoming pre-approved. This will require you to bring all necessary documentation to your Loan Officer and allow him/her to review it in order to determine what your or your husband qualify for.
I'm always available to meet if you need a Loan Officer to help you guys with the mortgage. Good luck!
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
(516) 606-9648 Cell
(631) 659-2011 Office
(516) 918-5383 Fax
Licensed Associate Broker
Keystone Realty USA
Long Island's Cash-Back Realtor