Sr. Mortgage Banker
NMLS # 659743
Florida Mortgage Coach
â€œWe Coach You Through the Mortgage Processâ€
I would recommend talking to people you trust who can referr you to a good mortgage broker, bank, and/or lending source and take it from there. I would call the referred company and/or person and ask them this question. In MA we have mortgage guys that we referr people to who if that person can't get a mortgage right then and there, they will actually work with that person to help them bring their credit score up to qualify.
It's the name of the game in this industry - trust/referral.