Here is some contact info for who I recommend:
Bill Boldenow | Sr. Mortgage Consultant
Gradient Home Mortgage, LLC
TF 888.556.5366 | C 612.387.4745
email@example.com | http://www.gradienthm.com | http://www.yourmnhomeloan.com to apply online
4105 Lexington Avenue N, Ste 330 | Arden Hills, MN 5512
I would be happy to help you anytime.
All of your comments on Trulia are basically the same... the Q&A section is meant for submitting questions and getting answers, not just solicitation. You're contributions would be more appreciated if you tried to help answer the question.
Try http://www.peterboylehomeloans.com Peter Boyle has 18 years in the business and a lot of expereince with affordable housing finance, If you're looking to buy, but can't get financing, you may want to think about a contract-for-deed. See http://www.bobelliotmnrealestate.com. Two very experienced professionals.
Best of luck.
I think you should talk with a loan officer. There's a kind of triangle of necessities to get a loan 1.Downpayment money 2.Good credit scores (at least in the 600s) 3.Good income. If you have the first 2, your income will dictate the amount you can spend on a property. Be aware, buying houses that are VERY low priced (meaning under $75,000) may present problems in securing a mortgage at all. Many lenders do not want to do loans that low as it's not worth their while.