Jack Gillis, M.B.A., J.D.
Jack Gillis Realty Advisors
Nathan Grace Real Estate, Broker
5619 Dyer Street | Suite 100
Dallas, TX 75206
That said; yes there may be ways to get in with little or no money out-of-pocket.
You need to talk to a good NY Mortgage person; there may be Grants or Programs to help you. Teachers, Police and Firefighters are popular.
Good luck and may God bless
to check out the eligible areas in New York or the state you are looking to purchase in.
There is also the VA loan program for Veterans if yourself or a significant other is an eligible veteran and this also requires no down payment and has no PMI, but that is only for eligible veterans.
Feel free to contact me with any financing questions. I would be happy to help.