The information in this answer provided by Attorney Ranj Mohip is general information and is not intended as legal advice, nor does the attorney intend to create an attorney-client relationship with any reader by answering this question or otherwise contributing as a member of Trulia.com.
A home purchase will depend on your financial situation. The best thing to do would be to speak to a lender. They will ask you questions and check your credit history to figure out your current situation and financial positioning. Then I would recommend that you use a Realtor to help you find what you are looking for - either rent to own or home purchase. On a positive note, usuaully the commission for an agent will be paid by the seller. Feel free to click on my name, then use the 'contact' button... We can speak one on one and I can make sure to refer you to some professionals in your area that can help you.
Linda Dressler, RealtorÂ®
SRES, SFR, ADPR
The answer would depend on your credit score. I would recommend contacting a bank and asking that question to them.
You can buy a home, the question you really have is can you get the financing. Check my website for bank phone numbers or feel free to call me and I can send a list of banks in the area to you.