Like the others before me have stated, this is where it makes sense to have your own representation of a solid (professional) real estate agent. The builder has already priced our fees into the home; when you go in without an agent, you simply put more money into their pocket and miss out on good representation.
in writing. Builder's write in their contract that they have a right to install similar options without the consent of the Buyer. Be careful. We are always available to talk about real estate! Please don't hesitate to contact us.
Ruth Neff, ASD, LDPD
Website: www. Neff-team.com
Licensed in VA
I would strongly recommend you NEVER negotiate w a builder without an agent. You do not pay a commission so our services are free and the builder will not cut you a deal because you don't have an agent. And if the builder has an agent on site, that agent represents the builder.
But in response to your original question, why are you paying closing costs at all? Are you requesting 3% seller assist? Also builders will offer incentives if you use their title company, sometimes paying all of your closing costs.
Yes, that is a bit much for you to pay.