At the close of escrow the escrow officer pays all taxes owed, and coming due, and prorates them between the buyer and seller as to the amount each owes. You are probably talking about the supplemental tax bill that every buyer gets when they buy property. That is the additional amount of tax you owe based on the new assessed value covering the period of time between the purchase date and the next tax installment date.You should call the agent who represented you, but it would probably be better to call the escrow officer or the title officer. Either one could explain it to you in detail. It is highly unlikely that they could have closed escrow without all taxes owed at that time being paid and giving you a clear title. If they did not pay all taxes due, then you did not get a clear title which you were guaranteed by the title company, and as the previous agent responding to your question said, it would be the title company's fault, and they would have to pay those taxes.
Just email me if you have any other questions or concerns.
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Sr. Loan Officer
Crosscountry Mortgage Inc.
Phone: (630) 639-1081
As a few of my colleagues have pointed out, your issue will likely be resolved by the title company that insured your transaction. A call to them or to your broker would be your best course of action.
Every real estate transaction has several checks and balances to ensure you have "clear title" at the close of escrow. The first guard at the gate is the title company. Their role is to find and address all recorded liens and encumbrances against your home. Once done they issue a preliminary title report that is sent to all parties involved in the transaction.
Next, the real estate professional you've hired to represent you will review the title report and address all matters of title. Some of these may remain after closing, for example utility easements that allow the utility company to run wires or pipes to your house. Others will be "cleared" by being paid off at the close of escrow, for example, outstanding tax bills or loans.
Third up, your escrow officer will handle the accounting of your transaction. Among other tasks, he or she will make sure all financial liens (taxes, loans, etc) are paid in full prior to recording the grant deed that transfers ownership to you.
Lastly, your lender will have a vested interest in making sure all prior financial liens are paid in full prior to recording your new ownership. In particular tax liens, which are among the few liens that would have priority over a newly recorded 1st position home loan.
While mistakes can be made on rare occasion, it's more likely the mistake is the delinquent tax notice not the unpaid balance. If it is the title insurance you've purchased at the close of escrow is intended to resolve issues just like this.
Best of luck!
Allan S. Glass
ASG Real Estate Inc. ®
149 S. Barrington Ave, Suite #660
Los Angeles . CA 90049
Direct: 213.973.8637 (213.97.FUNDS)
CA License: 01154002
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