each property and lender are judges individual, there is no set limit on what they will or wont take. timing and a good offer with no contingincies is the key. Include a pre-approval letter, a good deposit of at least 1 % of the sales price, no contincies.... do not ask them to fix anything (they wont and your offer will be rejected). do all of your due dilligence before, have any inspections done before you make an offer as you are buying it as is. Lastly be ready to close in 30 days or less. Having these items will help you to get a better price on a home.