Home Buying in Colleyville>Question Details

Fang,  in Naperville, IL

are all properties in Colleyville, TX in flood zone?

Asked by Fang, Naperville, IL Mon Jun 28, 2010

I am going to buy a house at colleyville, tx. everthing went through until order survery. I was told the house is in the flood zone. My agent told me it's normal at Tarrant county. Is it right? Cause i relocated from north side where the flood zone is always a big issue on the house purchase and sell.

I'll really appreciate if someone can give some advise.


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0 votes Thank Flag Link Mon Dec 3, 2012
thank you so much. you guys are great!!!!!
0 votes Thank Flag Link Wed Jun 30, 2010
City of Colleyville has a lot of Zone X areas.
Zone X is outside the 100-year flood plain according to FEMA. Anna gave you a link to the map service where you can put in an address and see what zone a property may be in.
A 100-year flood plain doesn't mean it will flood that area only once in a hundred years, but the rated probability of reaching flood level in any year is 1% inside the zone. A mathematician will tell you that actually that should be called the 50-year flood plain.

The survey will have the current FEMA designation of a property when it's surveyed.

Because most cities have some areas that are not outside a zone (they're zone X), lenders normally require the buyer to obtain flood insurance. It's not that expensive. Usually it does not kill a deal.

Remember that if you don't get flood insurance and your home has rain run in or a retaining wall fall down your homeowners insurance may not cover it. So, just because you're in zone X it still might be wise to pay for flood insurance.
Web Reference: http://www.SumnerRealty.com
0 votes Thank Flag Link Tue Jun 29, 2010
See link for additional information--under flood maps
0 votes Thank Flag Link Mon Jun 28, 2010
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