Hello,
I asked my mortgage broker and she suggests you give her a call to go over your situation. The banks are generally only willing to give up to 75% LTV at this time. You can contact Yvonne Hemmingsen, Diversified Captial, 925-426-8383, yhemmingsen@divcap.net.
Good luck,
Suzanne

Unfortunately most banks and credit Unions are only willing to loan up to 80% of the value~
Kristin

I do have a couple of suggestions if you would like to give me a call. 925-708-5400.

Try US Bank. They are one of the more likely prospects.

Bernard Gibbons

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Bernard Gibbons, Realtor, e-PRO Certified Internet Specialist
J. Rockcliff Realtors, 15 Railroad Avenue, Danville, CA 94526
Phone (925) 997-1585
bernard@bernardgibbons.com

See all homes for sale in Contra Costa and Alameda Counties
at http://www.BernardGibbons.com

I want to refinance my second loan (5% of the home value). My first mortgage is 80% LTV.

Is this for a second mortgage or to get cash out of a property?