There are plenty of Illinois Mortgage companies that will offer mortgage loans with scores of 620. I just closed on a couple homes in Crystal Lake and a Loan Officer my client used did an excellent job. He even attended the closing which gave everyone there a greater sense of confidence that it would all work out.
If you need more mortgage information for your specific scenario, Mark at Inlanta Mortgage offers free advice. He is the Loan Officer my clients used. He entered the business in 1986 and has been full time ever since. His cell number is 630-417-7174. It's probably the best call you'll ever make for expert mortgage advice.
If you would like help negotiating a great deal on a home to buy then call me at 224-805-2616. I am an expert in McHenry County real estate.
Mortgage 1st Realty, Inc.
It really depends what you intend to purchase what your financial obligations are, credit history in general.... it is possible. If you like to get the recommendations e-mail me.
EdithSellsHomes@gmail.com YourRealtor4Life Working always in the very BEST interest of her clients Buyers Sellers and Investors alike, covering for @ Properties Brokerage the city of Chicago, all N and NW suburbs and the fine homes on the North Shore, and all of the US and worldwide offerings with my partner agents.... Edith speaks several languages ....
Have a great day :)