Home Buying in 92509>Question Details

contrerasyol…, Other/Just Looking in Riverside, CA

and this person is a first time buyer, is there any programs out there?

Asked by contrerasyolanda, Riverside, CA Tue Sep 10, 2013

Help the community by answering this question:


Yes! FHA loans are very popular loan programs for first-time home buyers. This loan offers great benefits such as low down payment (only 3.5%), low closing costs, and easy credit qualification. For example, I have been able to give out an FHA loan with credit scores as low as 580. I strongly recommend looking into this program and also talking to a lender like myself. I am a lender based out of Southern California and I have done plenty of loans throughout the state. I would be more than willing to speak with you to help you get the loan that you need. Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com
0 votes Thank Flag Link Wed Feb 19, 2014
Yes, programs are available. Most of my first time buyers obtain an FHA loan or a Homepath loan.
0 votes Thank Flag Link Mon Sep 16, 2013
Yes, there are. Someof these programs have limited funding due to recent economic trends, but they do exist.

Best thing to do is get yourself a realtor who can refer you to lenders who know about programs you can benefit form.

You can also visit HUD.GOV to find resources for first time buyers.

Much Success to you!
Kawain Payne, Realtor
0 votes Thank Flag Link Thu Sep 12, 2013
Your BEST option, if you're serious about purchasing a home is to get with a Realtor who knows the area and can help you through the process. That's the FIRST and foremost step in purchasing a home. Check with friends and family to see if they can refer someone to you or research sites, such as this one to find a good professional Realtor such as one of the few that already answered your question.

Your SECOND step is to get pre-qualified for a loan. AFTER you find a Realtor, he or she will have you meet with the lender that he or she uses regularly. This is important.

Good luck!

Ray Wright
Keller Williams Realty
0 votes Thank Flag Link Wed Sep 11, 2013
Hi Yolanda,

I'm a local direct mortgage lender certified and approved to offer nearly every first time home buyer program available in Riverside county and California....I know the programs well. Here are a few of the most popular FTHB programs.

You will want to call me (951) 215-6119 to discuss which one might be best for you and learn which one is more costly and expensive and you'll want to avoid if at all possible.

* CalPLUS with ZIP read ==> http://homeloanartist.com/2013/08/calplus-with-zip-zero-inte…

* CalHFA's CHDAP read ==> http://homeloanartist.com/2010/11/california-homebuyer-downp…

* CHF Platinum read ==> http://homeloanartist.com/2010/12/chf-platinum-down-payment-…

* CHF ACCESS read ==> http://homeloanartist.com/2010/05/ca-fha-access-govt-home-pu…

If you want to compare a few of them side by side, read this first http://homeloanartist.com/2012/04/compare-chdap-platinum-acc…

Let me know if I can help you.
0 votes Thank Flag Link Tue Sep 10, 2013
Let me know if you need a purchase loan for the property or want to get pre-approved (this will increase the chances of your loan being accepted) because I can certainly help you out there. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
0 votes Thank Flag Link Tue Sep 10, 2013
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