NathaniI am a local investor in Casa Grande and Coolidge area; we have a program called the "Perfect Tenant Program". It does several things helps people rebuild credit; start to build their credit; get into a home on a Lease w/option to purchase. We have many homes ready for people to move into.el,

Fannie Mae offers the My Community home loan program. You still get 100% financing and have the seller pick up the closing costs. You can get in with nothing out of our pocket. How is your credit?

Nathaniel,
There are still 1st time homebuyer programs available, minimum 620 FICO, or no FICO okay. You may call me, Nina at 602-410-4352 for further details. I specialize in these types of loan programs. When doing loans, I don't compromise my integrity. This is not a sub-prime loan. Call me for further details. Thank you.

Hi Nathaniel, First thing is first talk to an FHA Approved Lender. Read

http://www.3poundsofrealestate.com/2007/10/22/8-reasons-why-…

If you are gainfully employed you have a good shot at it. Also Read Things You Need To Know When Buying A Home

http://www.3poundsofrealestate.com/2007/10/13/things-you-nee…

Good Luck

Do you have a job and are you self employed? There is a Self-Employed program that allows you to receive a mortgage based on your self declared income.

Hi! Now is the time to start investing in real estate - and utimately your future! If you have a down payment, good credit, and a job, you should be able to get financed. Visit a morgage broker and get qualified. If you don't qualify now, the broker can guide you as to what you need to do to qualify in the future. Good luck! It's a great time to buy!

You are of legal age, that is not a restriction for you. The next step, as mentioned earlier is getting prequalified with a lender who does home loans. Due to your age, you biggest obstacle is probably not having enough credit. Most lenders will want to see that you have at least 4 established lines of credit, however, there are lenders with programs who will look at items such as utility payment history or a credit reference from a landlord, but they are a rarity. If you do not have credit, you need to start establishing it.

First thing is to go mortgage company ang get loan preapproval . That can give you the idea how much you can afford. Then you can contact local real estate agent and find out the area you are intersted in and your price range you are looking for. I am reltor in Saint Louis . I will be glad to help if you need any assistant.

Hi Nathaniel, if you contact a local mortgage professional, you will have your answer.

Hummm. Can you be more specific. Are you employed, good credit score, down payment or just need some advice.