Grandterrace - I have closed several homes where Wells Fargo was the lender and have not had any problems. There are a lot of variables involved in closing on a home. Your agent may have had a transaction that had problems and is relunctant to use them based on that situation. In today's market, you want to use an experienced loan officer that has a good team supporting them during the processing of your loan. As a buyer, if you have all your loan documentation ready when you apply for the loan, it will help the process go smoother. In my experience, if the buyer qualifies and if the home appraises, Wells Fargo closes their loans on time. You certainly have an opportunity to talk to multiple lenders and compare their programs. Good luck with your home purchase.