Jamesr, Home Buyer in Chicago, IL

1.Want Jumbo rate 10/1 ARM for 900K loan (20%) at 3.00% range. .Excellent credit/income. 766 mid range credit score. 2.Want to get to 780. Sites? How?

Asked by Jamesr, Chicago, IL Wed May 29, 2013

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Answers

19
If you are still in the market looking for options feel free to contact me either by email or phone at any point for a quick chat.

Chris Diamond
Diamond Residential Mortgage Corporation
NMLS 771882
847-775-2181
chris.diamond@thedrmc.com
0 votes Thank Flag Link Thu Nov 21, 2013
Hi James,
We have a few lenders that are in the mid-3% on a 10 year Jumbo ARM.
And we also have a 10% down/no MI jumbo program as well. I'd be happy
to go over numbers and programs with you.

As for your credit, we have a few companies we refer clients to. It depends on
you're currently at and the scope of updates that are required.

Either way, please give me a call or send me an email.

Thanks and have a great weekend...


JP

JP Marzano
Senior Loan Originator (NMLS # 574681)
1st Advantage Mortgage
312-608-1555
jp.marzano@1amllc.com
0 votes Thank Flag Link Fri Nov 15, 2013
For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states and you can apply online at http://www.myccmtg.com.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
0 votes Thank Flag Link Fri Nov 15, 2013
We have very competitive Portfolio Jumbo 10/1 ARM'S and we can structure with less than 20% down if you like.

Greg Bleyl
216-496-0211
greg.bleyl@charteronebank.com
NMLS 117969
0 votes Thank Flag Link Tue Aug 20, 2013
I would be happy to help you find that rate. The rates have crept up in the past 2 days. Joanna 773-327-3580
NMLS 230092
0 votes Thank Flag Link Thu May 30, 2013
Hey Jamesr,

Assuming ( single family home (1 unit), 766 fico, 80 ltv, $900,000 loan, acceptable debt ratios, 30 day lock, paying escrows)

Our pricing is 3.5% with a 3700 credit towards closing costs. Please give me a call at your earliest convince, and I research other investors that meet your perimeters.

Josh Marks
JoshMarksMortgage.com
Jmarks@wintrustmortgage.com
Direct: 773.303.0033
Cell: 847.867.5998
0 votes Thank Flag Link Wed May 29, 2013
My web site has some lender references. Give them a call.
0 votes Thank Flag Link Wed May 29, 2013
My web site has some lender references. Give them a call.
0 votes Thank Flag Link Wed May 29, 2013
Our Jumbo programs go upto 90% with no MI options with min credit score 680. The rate is available on a 7/1 Arm. Feel free to call me to discuss in details.

Moonstar Mortgage
953 N Plum Grove Rd Unit B
Schaumburg, IL 60173
Ph. (847) 278-7222
Fx. (847) 481-0172
0 votes Thank Flag Link Wed May 29, 2013
There is only 1 person to contact for your situation. Ryan Mecum at Wintrust Mortgage rmecum@wintrustmortgage.com.

If he can do it, he will. Period. Everyone else in the mortgage business (sorry Guaranteed Rate!) has talked big but not delivered. Good luck!
0 votes Thank Flag Link Wed May 29, 2013
Try calling tony lupescu 708-351-6416. He can help on this.
0 votes Thank Flag Link Wed May 29, 2013
this is exactly how it works.. banks want you if you have a big bank account and will give you any rate you want to secure your business.. they want more of your than a mortgage which they will sell anyway.. I suggest you call Michelle Bobart at G-rate and tell her what you want. mbobart@guaranteedrate.com
0 votes Thank Flag Link Wed May 29, 2013
Contact

Our Team | United Equity Mortgage Corp.
http://www.unitedequity.us/our-team.html‎
15+ items – Wieslaw (Wesley) Jura Vice President. NMLS ID 225274 ...
Wieslaw (Wesley) Jura Vice President. NMLS ID 225274
Paul Gondek Senior Loan Originator. NMLS ID 226276
773-304-3412
773-304-3414
0 votes Thank Flag Link Wed May 29, 2013
Thats going to be tough to find - I can get you set up with the best priced jumbo option but its restricted by the market.
If you want the lowest quote then give me a call

Sam Sharp
Senior VP of Mortgage Lending
Guaranteed Rate
0 votes Thank Flag Link Wed May 29, 2013
If you are willing to pay some points then the rate your requested may exist.

Feel free to contact me to discuss further.

We have excellent Jumbo Rates for qualified borrowers.


Bill J Deligiannis
First Centennial Mortgage
630-788-5288
Web Reference: http://www.BJDLOANS.com
0 votes Thank Flag Link Wed May 29, 2013
Contact Mary Kay Laurent with Guaranteed Rate at 773-516-6859. She is excellent!
0 votes Thank Flag Link Wed May 29, 2013
Had 3.125% about a month ago. Our pricing today is 3.875% for a 10/1 arm.
Call me or email me with details
Andrew Mabadi
Production Manager Primelending
847-612-8756 Cell
amabadi@primelending.com
0 votes Thank Flag Link Wed May 29, 2013
James,
This looks like a solid deal. The rates have increased steadily
over the last couple of weeks. That 3% is now available on the
7 year ARM. The 10 year ARM is going to be higher, though,
perhaps 3.5%.

If you put 25% down you'll have an opportunity for a better rate.

I'll need to know a couple of other things, but please give me a
call to discuss.

Thanks,
JP

JP Marzano
Senior Loan Officer
1st Advantage Mortgage, a division of Draper & Kramer
312-608-1555
jp.marzano@1amllc.com
0 votes Thank Flag Link Wed May 29, 2013
That is possible. You would need to apply for a mortgage to get a firm quote, and based on current market movement I would do exactly what you did and tell them your score, down payment and property type. When you find a lender you would like to work with make an application and lock in. In regards to moving your credit score higher as a lender myself I have access to a credit score estimator that can tell us what to have the borrower do to raise their score, we would need to take a full application to run the score estimator. I hope that answers your questions. Please feel free to call me if you have any more.

Good Luck!

Jim Pontious
Mortgage Banker
PHH Home Loans
NMLS 201084
jim.pontious@phhonline.com
773-704-7299
0 votes Thank Flag Link Wed May 29, 2013
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