We can do both the 1st and 2nd (80-10-10) in these footprint states: AL, DE, GA, IL, IN, KY, MD, MO, NC, NJ, NY (select counties), OH, PA, SC, TN (select counties), VA, DC, WI, WV
Other states available, with established deposit relationship.
There are a couple of options for buying above the conforming limit and putting 10% down. The 80/10/10 is still available as is a single loan for 90% with no mortgage insurance. Either one will enable you to keep your cash in the market or use it for home improvements after purchase.
I would be happy to discuss options and rates at your convenience.
Timothy Brown | LPO Manager
EVOLVE bank & trust
11605 Haynes Bridge Road Suite 125
Alpharetta, GA 30009
o. 770.255.3880 | f. 678.935.1156 | m. 678.467.9959
My company offers great loan programs for this price range. We have 95% financing available up to a $570k purchase price and 90% financing up to $2 million with no MI on either product. Credit requirements are very flexible. I'd be more than happy to discuss your options with you.
Try these two lenders - they are both excellent:
American Bank Mortgage Group
5775 Peachtree Dunwoody Rd
Bldg C, Suite 175
Atlanta, GA 30342
Heritage Bank Mortgage
3333 Peachtree Rd, Ste M-10
Atlanta, GA 30326
I also have a source for a 95% to $570K w a 660 FICO or above.
If you can get the ideal mortgage, I would love to help you with the entire process to acquire or build the ideal home. I offer a range of specialized brokerage and client services you will find nowhere else.
Reach out to me if you have any questions or need more pointed help.
Professional Buyers Broker
New Home Construction Expert
ICC Code Certified Building Inspector
Corporate Relocations | New Construction | Luxury & Investment Properties
Of course, higher credit score requirements will apply for 2nd mortgages.
Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.
Angela Furcron, RRALTOR
"2012 Top Producing Agent"
Better and Homes & Gardens Real Estate Metrobrokers