Home Buying in Atlanta>Question Details

Margaret Gib…, Home Buyer in Goldsboro, NC

. I am looking to relocated in atlanta but not sure which location will offer the lowest property insurance and low crime rate.

Asked by Margaret Gibson, Goldsboro, NC Tue Apr 2, 2013

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5
Good answer, Lee. Have seen some vastly different criteria in the process before, but never property insurance. Trulia is indeed a learning experience.
1 vote Thank Flag Link Tue Apr 2, 2013
Are those really your two main reasons? Everything else doesn't matter as much as those two conditions?

I think I need to state: don't rely on the representations of anyone on this website, especially me

Actuarial people figure this stuff out everday - call a few insurance brokers. Those people live to quote policies.

Define "Atlanta."

Cities like McDonough or Douglasville or Hoschton are kinda sorta like Goldsboro in size and development and "threat level" from terrorists and you know stuff like bombs and all that kinda stuff and some people call them part of "Atlanta."

Are you more worried about street crime?

Well, Trulia's got a very creative beta Crime heat maps research site. Check the web reference.

So, I live in the city of Decatur - about 5 minutes from the CDC and Emory University over in Atlanta, and about 5 minutes from East Lake, Druid Hills and Kirkwood in Atlanta.

All are policed differently.

This morning, in Decatur we have about 25 crossing guards posted at every major intersection by about 730am with "safe streets" walking paths to and from every school - we have walking paths to parks and pools and we have an epicenter with 30+ restaurants. We have MARTA in the middle of it. MARTA has a visible police force and Decatur has probably 6-8 police personnel on the streets 24/7.

We host a 50,000+ attendee Literary Festival every year. Folks are building apartment buildings on the grounds of my office property now. Restaurants keep opening up. Tourists come here everyday - the bridge and tunnel crowd every weekend.

Sounds about as close to as you can get nowadays to TV's Mayberry, NC.
1 vote Thank Flag Link Tue Apr 2, 2013
Where you live should really be influenced by what part of Atlanta you will be working in. That will determine how long of a commute will be acceptable for you.

Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent.

Off Limit Topics Include:
• Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
• Demographics
• Environmental Concerns
• Household Income
• Religion
• Schools (including questions about how good or bad the school is)

Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.

Some websites to try include:
http://www.crimereports.com

http://www.familywatchdog.us/

http://www.neighborhoodscout.com

http://www.greatschools.org/

http://www.schoolmatters.com

Reasons Why A Real Estate Agent Cannot Comment
http://realestate.msn.com/article.aspx?cp-documentid=20748062
http://www.fairhousing.com/index.cfm?method=page.display&…
http://realestate.aol.com/blog/2010/12/06/what-a-real-estate…

These links should be able to provide some of the answers you are seeking.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
0 votes Thank Flag Link Wed Apr 3, 2013
Did you mean property taxes? Dave has the best answer in regards to the many considerations you should be thinking about. The life style you are looking for and the price range will determine the areas .
A good crime sight to check out is http://spotcrime.com/ga/atlanta
Good luck.

Greta Thomas
Broker Associate
Solid Source Realty GA
404-696-9155
0 votes Thank Flag Link Tue Apr 2, 2013
Dear Margaret,

There is so much more to deciding where you want to live in a big sprawling city like Atlanta, than low crime and property insurance. You might throw in low taxes and cost of housing too. Each of these measures tend to decline as you move further from the north central part of Atlanta - AKA Buckhead, but not always.

If you are looking for a carbon copy of Greensboro, you will be dissapointed. Think about what you want most out the place you live. Is it privately owned shops and restaurants you can walk to? Is it city parks and plazas where you can sit and people watch, play frizbee and atttend neighborhood festivals and markets? Is it the rich diversity of people from all walks of life? Is it an endless mix of housing types and styles or is it rows of houses that are all the same? Is it a sea of soccer fields and schools where the kids are alright, but nobody seems to...

...well, you know how the songs go.

Where you will work and and how far away you will live are important to some of us too. You will spend hours each day in your car if you ignore this questions.

Talk to friends who live here, visit some areas, and see for yourself what the ATL offers and think carefully about the points I made above. When you have some answers. the people on this forum will have some too.

Best,

Dave Herren
Best Atlanta Properties
404-425-4945
0 votes Thank Flag Link Tue Apr 2, 2013
Dave
Thanks for the info, I am not concern about the schools because I have no children. But I am concern about property taxes and I am retired, so I don't need to be concern about the commute.
I mostly concern with how nice the area is the taxes and the crime. I plan to spend between 225,000 to 350,000 for a nice house with a basement and double doors. The reason I say double doors is because I have a lot of very large furniture that came from germany and italy and I do not which for it to be damage getting through a single door entry.
Any suggestions you and your colleagues give with be taken into consideration. I am coming back to the us for vacation end of june and at that time I will spend a few days in atlanta looking around at your suggested areas.
Thanks for all your help.

PS I have another lady friend who also is going to move back to the atlanta area.We are looking on line at the Atlanta MLS.
Margaret Gibson, KABUL AFGHANIST
Flag Tue Apr 2, 2013
Dave
Thanks for the info, I am not concern about the schools because I have no children. But I am concern about property taxes and I am retired, so I don't need to be concern about the commute.
I mostly concern with how nice the area is the taxes and the crime. I plan to spend between 225,000 to 350,000 for a nice house with a basement and double doors. The reason I say double doors is because I have a lot of very large furniture that came from germany and italy and I do not which for it to be damage getting through a single door entry.
Any suggestions you and your colleagues give with be taken into consideration. I am coming back to the us for vacation end of june and at that time I will spend a few days in atlanta looking around at your suggested areas.
Thanks for all your help.

PS I have another lady friend who also is going to move back to the atlanta area.We are looking on line at the Atlanta MLS.
Margaret Gibson, KABUL AFGHANIST
Flag Tue Apr 2, 2013
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