Your home will most likely your single largest investment and it's important that you discuss your goals and expectations with a knowledgeable mortgage professional like myself. I'd like to help you better understand the mortgage process so you're more educated on the subject and can make a more informative decision when it comes time to complete your formal application.
Please contact me at your earliest convenience so we can begin devising a plan of action, essentially ensuring a smooth closing.
Paul F. Marzolla
Senior Mortgage Consultant
Licensed by the New Jersey Department of Banking & Insurance
Member of the National Association of Mortgage Brokers (NAMB)
Congratulations! Thinking about buying a house is great. It is a wonderful goal. There are homes that will fit your budget, but they might need a lot of repair and updating. Of course that takes additional funds, time and expertise. My husband and I bought our first home at 27. It needed major repairs and updating. Years later we are still fixing the house. Have you thought about investing in a condo. I assume you would like to be close to NYC as well. If you have questions about buying a home I would be happy to help. Maybe prevent you for making some mistakes that we did, don't hesitate to contact me. Good luck!