give me a call to talk about your situation, you might be able to purchase something but we need to chat and get you with a Loan officer to make a plan for you ,
call me at 6023241121 if i dont answer just please leave a message and time i can call you back
thanks have a great day
Nextage Realty Professionals
LinkedIn Profile: http://www.linkedin.com/in/hiremario
Mitchell T. Stam
Desert Springs Mortgage & Financial Services, LLC
Phone 623-432-1309 x 101
NMLS#'s - 310878 & 794445
AZ Mortgage - LO-0915401 & MB-0918874
AZ Insurance - 990990 & 992740
We have a lender that can offer you a loan but the rate will be higher than market rates. At this point, the affordability of the loan or monthly payment is what you should be looking at instead of the rate. You can always refinance the mortgage at a latter date. Please give me a call and I can put you in contact with our lender.
Sean Heideman, Broker
For example, I am closing on a home Friday with a buyer who had a foreclosure 3 years ago.
Next week I am closing a different home on a different buyer who had a foreclosure last week.
so it really depends on how much you have for a down payment and/or how long since you had a foreclosure. call us for more options 480-788-2469
Real Estate Professional / Prestige Realty
Bianca Bennett / 602-570-7898
You are right a foreclosure does hurt but it is not a death sentence. I can get you with a loan officer to develop a plan that will work for you. Give me a call and we can discuss more details to make sure you are connected with the best option for your situation.
Options with a foreclosure on your record
1. Larger down payment on your mortgage
2. Make sure all of your credit is current
3. Get a co-signer and refinance when your credit improves
4. Consider a "seller may carry" home with interim financing until your credit improves
5. Ask for a free grant to help with your down payment
6. Hard money lenders take more risk
7. Save up money and work on repairing your credit, check your credit reports
Call with any questions.
Jeffrey Masich, Realtor, GRI, MBA
Arizona homes and land for purchase or sale
Great question. There are waiting periods for each type of loan. (FHA, VA, USDA and conventional) And there are greater thresholds to qualify. Know that just because you have met the waiting period does not mean you will qualify. And there are lease or rent to own options as well that will allow you to move into a home sooner than the wait period. If you want more data I would be happy to supply you with data. Being local to you may help as well.
Loan Officer/Real Estate Asset Planner
Financing Solutions for Arizona Real Estate since 1993
American Financial Lending, Inc.
20860 N. Tatum Blvd, Suite 160
Phoenix, AZ 85050-4277
602 277-3800 w
602 631-9788 f
602 524-2401 c
602 912-9438 h
BK # 0910057 NMLS LO ID # 284875
Many people are recovering from their foreclosures and are now homeowners again!
Depending on when your foreclosure took place, the type of financing you are applying/qualify for (VA, FHA, etc) and other credit scoring factors, your local credit union may have creative options for you.
Some sellers also offer flexible buying terms such as lease purchase and seller financing which could work for you.
Please feel free to contact me directly at 602-330-8900 to see which option may best fit your needs.
DPR Realty, LLC
16 W Camelback Rd
Phoenix AZ 85013
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
Have a good week.
I am happy to put you in touch with them today.
This is the best time to buy and there is no reason to wait.