I am a Realtor in Denton. I'd say buying is your best bet. From what I've seen most lease options or rent to own do not give the buyer a good deal. If you can qualify for a loan you will be set up better. That being said there are some owner financed homes avaialble. Most will want 10%-20% down and give higher interest rates than the banks. If you want more specifics feel free to contact me.