Purchasing a home requires more involvement with lending companies. I would just calling to see where you stand. If purchasing is not an option, millions of families rent each year, and in some cases it ends up being cheaper to rent than to buy. We here at Ellen Rosenbaum Real Estate help all types of people who are looking to buy or rent a home. Give us a call any time, we are always by our phones, waiting to help buyers like you.
Think outside the box. In todays market in New Jersey there may be some seller financing available. You need an aggressive and smart agent to find these. You also may be able to find an investor willing to do a shared apreciation mortgage.