good morning.....you should be fine.....since you haven't been with your new employer for two yrs, the lender will send out voe's to both employers...is all of your new income base pay?..do you recv commissions?.....bonuses?....if you have an existing fha loan, you will have to go conventional on the new home....the remianing equity in your current home will be considered when planning your financing of the next home.best of luck.bob mcclure- success mortgage partners- plymouth, michigan.....

Hi,

Yes, I think you'll qualify just fine. Why don't you tune in next week to my Sacramento-based radio show since I'm having a local lender talk about credit scores and qualifying. It should be helpful. If you can't listen live, then you can catch the recording after the show. http://www.InLoveWithSacto.com

thanks!
Tamara Dorris

You seem to me to be the perfect candidate for a loan. Lenders love people like you. Get started right away with your prequalification and looking for your new home. It may take you quite a while to get an accepted offer on your new home because your price range is sizzling hot right now. Everyone wants homes in the $125K price range and are willing to overbid for them.

Have fun, be persistent, try not to get discouraged, and make sure you are working with an agent (Realtor)who knows this market and comes highly recommended.

With that type of history I would think you would be able to purchase a home. When did you purchase that 1st home because you may also be able to qualify as a 1st time home buyer again depending on when you purchased that home. I would love to speak with you and give you some more information. Please feel free to contact me by email or my website http://www.YourSocalRealtors.com and I would be happy to get you more info and give you a for sure answer to your question.