An offer of $68, 000 is likely going to be too far below fair market value for the bank to consider. Have you seen the unit yet? Give our office a call and we will set up a convenient time for you to see 6559 Black Mangrove and find you some others that could be good possibilities for you.
The lender for this property approved a sales price of 93K (the list price) in Dec, 2012 so it is probably unlikely the lender would now accept an offer of 68K. As others have mentioned, a written offer must be submitted to the bank if you're serious about this property. I'd love to help and if you're interested in obtaining information about similar properties I'd be happy to provide listing information on similar homes in the area.
REMAX All Star
You would have to submit an offer with the seller/bank to know if they would accept a specific price. Sellers will not take verbal offers and will require proof of funds for a cash transaction or a pre qualification letter from your lender to accompany an offer. Let me know if I can assist you. I know this complex.
Jay K. DeBussy, Inc.
116 Pinellas Bayway South
Tierra Verde, FL 33715