Home Buying in Cupertino>Question Details

thcricketfan, Home Buyer in Union City, CA

Working in Cupertino - which is the best place to commute from?

Asked by thcricketfan, Union City, CA Sun Apr 7, 2013

Hi, I am going to start working in Cupertino and looking to buy SFH. Budget is 500 K. Which would be the best area to look for a home? I dont have kids so schools are not a consideration at this time. However I am not looking at Gilroy and Morgan Hill as options. Which are would the experts suggest?

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Over five dozen single family detached homes are available in Union City, Newark, Fremont and Hayward. Since you are posting from Union City, I would think the nearby area would be the first place in which you would look.

Your stated budget will also stretch to a lot of condos or townhouses in those areas.

Your first step, if you have not already done so, is to get approved for a mortgage. I can recommend a quality lender if you need a referral.
0 votes Thank Flag Link Mon Apr 8, 2013
Thanks for the reply John. I am renting in Union City, so dont mind moving to another location. I have the pre-approval.
Flag Mon Apr 8, 2013
Are townhouses and condos and option? Obviously if $$$ were an issue, who wouldn't want to own a home, but the trade offs will be with a condo-townhouse

- you'll have a shorter commute
- you'll be able to get newer architecture, often lighter & brighter, better use of space, high ceilings, etc..
- you won't have the time or financial cost of maintaining a larger yard, perhaps no yard
- you might be able to live within walking distance of a downtown with entertainment, dining, farmers market, etc.. and that life style may be very appealing to you

On the downside $350 to $600+ a month may have to go to the Home Owners Association, if those $'s were going to a mortgage instead, you could buy $50k to $80k more home at the same monthly cost of housing.

Your sharing your thoughts about these matters is key to my being able help you find the best home for you.

Please reply here or to me directly. Thanks!

There are 6000+ Realtors in Santa Clara County alone. As with any occupation, law, medicine, etc... all Realtors are not equal in experience, skills, training and effectiveness. Take the time to learn about a few Realtors and interview a couple. Hire the best. Why not?

Resume http://stucarson.com/resume

References http://stucarson.com/testimonials

Skills-Education-Experience http://stucarson.com/StuProfSkills

Let's go find and buy your home at the lowest possible price and with the best possible terms and conditions.

Stu Carson
0 votes Thank Flag Link Mon Apr 8, 2013
Is your budget a financed amount? Have you met in person with a lender?

Single Family Homes prices in Santa Clara county are based on location. The further south you go from Cupertino the lower the prices go. Since Morgan Hill and Gilroy is out for you, Alum Rock, Burbank or Central San Jose may have prices fitting your budget.
Web Reference: http://www.terrivellios.com
0 votes Thank Flag Link Mon Apr 8, 2013
Thanks Terri. The budget is the pre-approved amount. I will check out your website.
Flag Mon Apr 8, 2013
It totally depends on what kind of home you need. If a detached home is the only thing you will consider then depending on how big and how many bed and bathrooms will dictate your options.
If a condo or town house is acceptable you will have no problem buying close to Cupertino.
As an aside, how did you come up with the $500k number. Are you aware of the multiple 1st time buyer programs in Santa Clara County? These might well allow you to increase this number for no additional monthly expense.
Good luck,
0 votes Thank Flag Link Mon Apr 8, 2013
Thanks Bill. The information you provided about the 1st time buyer program is really useful. Unfortunately looks like I dont qualify for these because of the income limit.
Flag Mon Apr 8, 2013
At $500K for a SFH, you have to look at rather rough areas where homes are still that cheap. Within 20 miles of Cupertino, you can check out Alum Rock, Alviso, or downtown San Jose. Besides those areas, there aren't any other areas with good selection. If you have $500K cash, you might be able to get something in Milpitas or south San Jose.
Web Reference: http://www.archershomes.com
0 votes Thank Flag Link Sun Apr 7, 2013
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