Hi Harold
You probably need to elaborate a little more on your circumstances, but I'll give it a crack anyway.

It really depends on your residency and intent for the home. If you are purchasing the home as an investment you will need at least 20% down payment. If your intent is to purchase the home to live in then lower down payment options are available. You would have to document the ability to work and reside in the US though. This means you'd need to provide some sort of visa or green card. Foreign nationals are no longer allowed.

Hope this helps. If not, please specify things a bit more and I'm sure you'll get some good feedback.

Harold,

If you're looking to purchase a home in the United States, you can take advantage of the historically low current mortgage rates with as little as 3.5% down. In addition, if you are a first-time homebuyer, you can take advantage of the $8,000 tax credit offered through the federal government's Making Home Affordable program. To be sure you're getting the best deal possible, it's important to have a licensed mortgage professional working on your side for expert advice. Best of luck!

Total Mortgage Services

Good morning Harold. Please call Chuck Ewing at 770-241-1700. He has done that and more for me and associates many times in the past. Good Luck!

Anywhere! LOL, you could get as low as 3% down! Of course, your profile says outside US, so you might have special requirements.

If you have good credit, a job and 10% down you shouldn't have much problem for a "primary" residence.

Want a more specific answer? Give us some more details.