Home Buying in Chamblee>Question Details

Weo34, Home Buyer in Chamblee, GA

Will i qualify for a mortage?

Asked by Weo34, Chamblee, GA Sat Jun 20, 2009

I am a nursing major who will graduate in December and i was wondering if my chances were moderately high to get approved for a 60,000 - 90,000 mortage loan for a townhome in the atlanta, ga area

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Why not talk directly with a mortgage lender who can get the details about your personal situation and give a specific answer? There are some great first time home buyer programs. Call me if you need a referral as I work in your neighborhood.
Web Reference: http://englishteam.com/
0 votes Thank Flag Link Fri Dec 2, 2011
Depends on your current credit score and your income for the past 90 days usually. it shouldn't take more than a phone call or 2 to find out.
0 votes Thank Flag Link Mon Aug 23, 2010
Have you talked with a mortgage lender?

Hank Miller, SRA, ABR
Associate Broker & Certified Appraiser
Prudential GA Realty
0 votes Thank Flag Link Mon Jun 22, 2009
Your ability to qualify for a mortgage depends on several factors including credit rating, employment history, current verifyable income, down payment amount, etc. If you are curious about your abilty to qualify for a morgage and at what amount you will qualify, your best bet is to contact a local mortgage broker. They will ask you several qualifying questions in order to get a grasp on your financial situation. If they can pre-approve you, they will also give you some estimates as to your buying power, what your closing costs will be, and what your monthly payments will be. Best of luck!
0 votes Thank Flag Link Sat Jun 20, 2009
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