Home Buying in Jacksonville>Question Details

Nymets010, Home Buyer in 32082

Will any lenders approve usda home loan with credit score under 600?

Asked by Nymets010, 32082 Thu May 19, 2011

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Yes you get a home loan now. I tell all my clients with lower scores to visit The Lenders Network, I have had several of my clients get approved and close with scores under a 580. So if anyone can get you a loan they can..

Good luck
0 votes Thank Flag Link Mon Sep 9, 2013
Good Day Nymets010,
I would reccomend this question to a few of my friends in the Mortgage Business. I will give you a short list of those who I have counted on to help me with USDA Loans.

Julieana Grandy
Prime Lending

Jeff Zimmerman
Regions Mortgage
Cell 904-234-1740

Billi West
Network Funding

I have experience with each of these fine Loan Officers. Jeff even has a program that will help determine what steps you may take to improve the credit score. You can call me if you have any more questions. I would be happy to help you in any way. Robert Woods 904-545-6867
0 votes Thank Flag Link Fri May 20, 2011
Contact David Wakefield at Prime Lending his number is (904) 394-1398 or his website http://www.dwakefield.primelending.com

He is on top of any lender and what the requirements happen to be at that moment. Lenders due change and USDA money is not always available in all areas all the time.

If you have any problems getting this questioned answered feel free to call (904) 742-9309

Thanks for the question
Claire Autrey, REALTOR
Prudential Network Realty
0 votes Thank Flag Link Thu May 19, 2011
Good evening Nymets010,

Not that I'm aware of. Usually, it's 620 minimum, but there are a couple lenders who will go to 600. I've not heard of any who will go under that.

0 votes Thank Flag Link Thu May 19, 2011
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