If you aren't quite there, he will tell you about how long you have to go, what bills (if any) you need to pay down and what you need to do to work toward your goal. You have a good score, so that will help.
Feel free to call me and I will point you in the direction of a reputable broker.
As Beth mentioned, you should contact a reputable lender to review your mortgage options. There are several factors that come into play when getting approved for a loan. The "no money down" part of your requirement may be a challenge. Most of the 100% loan programs are gone unless you qualify for a VA or USDA loan. A FHA loan requires 3.5% down or you may be able to get a conventional loan with 5% down. You will also need to factor in money for your closing costs.
Dan Simon, RealtorÂ®
Carolina One Real Estate