You indicated in your comment you are "waiting for confirmation that the bank has accepted our offer."
This suggest to me you are purchasing a bank owned home. Very often a bank wants all contingencies removed/satisfied such as inspection or financing before they accept. I have sold homes with the same requirement. In essence you are purchasing the home as it exists now. You are free to complete all due diligence PRIOR to your offer. Your offer however, must be contingency free.
You may very well be running out the clock for the time in which you can complete the inspection. The contract you submitted to the bank, if it is the banks document, could be binding the moment they accept/sign your offer. At that moment, you now own the responsibly to pay for the house.
You need to READ all the lines of the 19 pages in the bank addendum you signed. Get the house inspected. The selling agent may be suggesting you have not read the addendum thoroughly.
If this is not a bank owned or private investor sold home, the above will not apply.
Read the contract.
Best of success in purchasing your new home,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
There is no sense in spending money before an acceptance is reached. Most contracts include 10 to 21 days of due diligence after acceptance is reached.
If you love the house, and have to have it, you should take this into consideration. You will be risking the monies spent on the inspection, but that may be what it takes to make this happen. How far off of the asking price is your offer? Are you willing to raise your offer if they counter?
I hope this helps.
It just sounds so odd, I didn't know if anyone had ever encountered this or knows why in the world this agent would request something that would be so irresponsible/crazy.