Home Buying in 35235>Question Details

brook6punky, Home Buyer in 35235

Who would you recommend to do a home inspection, and is it included when buying the house?

Asked by brook6punky, 35235 Sun Oct 27, 2013

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Yes, you should have a home inspection. Alabama is a caveat emptor state. Basically, that means buyer beware. It is on the buyer's shoulders to discover any problems with the house. An inspection by a insured home inspector can help one uncover defects that the seller may also be unaware exist. you can better determine if the structure will work for you and, if it does not, it is the best time to get out of the contract.
3 votes Thank Flag Link Sun Oct 27, 2013
Sorry I can't recommend an inspector. But agents have information to get on a website to find some good ones. Getting an inspection is an individual choice. I recommend and inspection to all my buyers. No an inspection is not included in the purchase price. Hope this helps.
1 vote Thank Flag Link Mon Oct 28, 2013
Because of direct liability issues, most agents will not "recommend" a home inspector, since the inspection results are often crucial to the buyer's decision whether or not to proceed. To rely solely on the agent, who has a stake in the purchase (i.e. commission), to make that recommendation might not be in a buyer's best interest. As previously stated, Alabama is a "buyer beware" ("caveat emptor") state, and once you close your purchase, you have little recourse against any potentially misleading statements made by parties to the transaction. You can check this site for currently registered (Alabama) home inspectors, and give some of them a call to see what they do, what reports and formats they provide, and a list of their references for you to contact: http://www.bc.state.al.us/HI_search.asp? Also, ask around for any recommendations from friends or family who have had a recent home inspection.

As for payment, most every inspector will require payment immediately upon completion of the inspection. Inspections are generally not included in the purchase, or in the closing costs of the purchase. Most inspectors will take cash, credit card or check, and prices vary, usually in the range of $300 to $450, depending on a number of factors, especially the size of the house. Inspections will usually take several hours, and it is good to be present while it is underway, usually for the final half-hour or so, to be shown any deficiencies or anomalies that the inspector has found.

Depending on the age of the structure, additional specific inspections might be advisable, especially if there are significant electrical, plumbing, HVAC, or foundation issues discovered. Most inspectors are not fully qualified to make such detailed assessments. If the house you are interested in is rather old, you would probably want to budget for some of these also.

Home inspections aren't required, they don't always find every defect, and the cost is not recoverable if defects are found that cause the purchase contract to be cancelled. That said, they are very good insurance against unpleasant and expensive surprises that can be found through inspection. (Even on the purchase of a new home, defects in construction can be found!) If defects are found prior to purchase, the repairs can usually be negotiated for a more favorable transaction for both parties.
1 vote Thank Flag Link Mon Oct 28, 2013
You did not mention whether you were working with an agent or not. Are you buying without an agent?
1 vote Thank Flag Link Sun Oct 27, 2013
As stated by Suzanne the cost of an inspection is a cost that the home buyer will need to pay for, and I recomend an inspection always. Also, as she mentioned most agents will be able to refer an inspector or two that has worked with past clients and done good work.

Do you have an agent representing you? If not I'd love to help.

Aaron Sims
1 vote Thank Flag Link Sun Oct 27, 2013
The cost of the home inspection is not included in the price of the house. If you are working with a realtor, ask them for a recommendation. Realtors tend to know competent inspectors that will do a thorough job without causing panic over every little item.
1 vote Thank Flag Link Sun Oct 27, 2013
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